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Made for real life, not spreadsheets

Budgeting without the stress.

Track bills, spending, and shared expenses in a cozy space built for real life. CozyBudget keeps your money calm, kind, and clear.

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Free forever plan No card required
This month Cozy insights
You have left after bills
$1,284
of $3,200 income · 8 bills covered
Food$240 / $400
Gas$90 / $150
Shopping$180 / $200
Cozy: You spent 12% less on takeout this month. Nice rhythm — want to move $40 to your Vacation goal? ✨
Internet bill — Friday
$59.99 · auto-tracked
Apple Wallet-inspired clarityBuilt for couples & roommatesBank-grade encryptionLoved by 12k+ early users

Everything your money needs, nothing it doesn't.

A small set of thoughtful tools that quietly take care of the boring stuff.

Fast expense tracking

Log anything in under 5 seconds with quick-add categories.

Smart bill reminders

Recurring bills repeat themselves. We nudge you, gently.

Couple budgeting

Share bills, split expenses, see who paid what — together.

Insights & analytics

Soft pie charts and monthly trends that actually feel kind.

Cozy, your AI assistant

Ask 'Can I afford this?' and get a warm, honest answer.

Import center with OCR

Snap a receipt or upload a CSV — we'll read it for you.

Savings goals

Vacation, wedding, emergency fund — track every cozy step.

Calm notifications

No anxiety pings. Just helpful nudges when it matters.

For couples & households

Stop arguing about bills. Start planning together.

Invite your partner, choose what's shared, and see exactly who paid for groceries, rent, and that spontaneous date night.

  • Shared & personal expenses
  • Split 50/50 or custom percentages
  • Privacy controls per person
  • Shared savings goals
Groceries
Ashley · Shared
$84.20
Rent
Dwayne · Shared
$1600.00
Coffee with Mia
Ashley · Personal
$6.50
Sushi 🍣
Date night · 50 / 50
$72.00
Cozy
your gentle money companion
Can I afford a $220 weekend trip?
Yes — you'd still have $1,064 after bills and stay on track for your Vacation goal. Want me to set aside the $220 now so it's covered? ☕
How can I save more money?Can I afford this?Why am I overspending?Help me build a budget.
Meet Cozy

An AI that's warm, not judgey.

Cozy looks at your bills, balances, and goals — then helps you decide what's worth it. No shame, no jargon. Just clear, kind answers.

Loved by people who used to dread opening their banking app.

"Finally a budgeting app I actually use."

Maya · designer

"My partner and I stopped arguing about bills."

Ashley & Dwayne

"Budgeting feels manageable now."

Jordan · new grad

Simple, cozy pricing.

Start free. Upgrade when you're ready to share.

Free
$0
forever, for one person
  • Personal budgeting
  • Bills & reminders
  • Expense tracking
  • Savings goals
  • Basic insights
Start free
1 month free
Premium
$5.99/mo
Free for your first month · cancel anytime
  • Full access to every Premium feature for 30 days
  • Couple mode & shared households
  • Advanced AI insights from Cozy
  • Premium reminders & themes
  • Import Center with OCR
  • Future bank syncing
  • Cancel before day 30 and stay on Free — no charge
Start 1 month free
Then $5.99/month. Cancel anytime from Settings.

Your peaceful financial home.

Join CozyBudget and feel the difference a calm money app can make.

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