Budgeting without the stress.
Track bills, spending, and shared expenses in a cozy space built for real life. CozyBudget keeps your money calm, kind, and clear.
Everything your money needs, nothing it doesn't.
A small set of thoughtful tools that quietly take care of the boring stuff.
Fast expense tracking
Log anything in under 5 seconds with quick-add categories.
Smart bill reminders
Recurring bills repeat themselves. We nudge you, gently.
Couple budgeting
Share bills, split expenses, see who paid what — together.
Insights & analytics
Soft pie charts and monthly trends that actually feel kind.
Cozy, your AI assistant
Ask 'Can I afford this?' and get a warm, honest answer.
Import center with OCR
Snap a receipt or upload a CSV — we'll read it for you.
Savings goals
Vacation, wedding, emergency fund — track every cozy step.
Calm notifications
No anxiety pings. Just helpful nudges when it matters.
Stop arguing about bills. Start planning together.
Invite your partner, choose what's shared, and see exactly who paid for groceries, rent, and that spontaneous date night.
- Shared & personal expenses
- Split 50/50 or custom percentages
- Privacy controls per person
- Shared savings goals
Your business books, finally calm.
Built for single-owner LLCs, freelancers, and side hustles. Keep business money completely separate from personal — switch workspaces in one tap, or sign in straight to the business side.
Revenue in, expenses out, owner draws and investment — with live profit and margin for the month and year.
Track every subscription and vendor bill with due dates, auto-pay status, and what's hitting next.
Set aside a percentage of every deposit so quarterly taxes never sneak up on you.
Snap or upload receipts and statements — they get read, categorized, and filed for you.
Revenue targets, new equipment, tax payments — funded from your business savings buckets.
"How much did I spend on inventory this quarter?" — answered from your own numbers.
See it with real numbers
Open the business demo — a coffee roastery LLC with wholesale revenue, inventory costs, owner draws, recurring vendors, and a 30% tax reserve.
An AI that's warm, not judgey.
Cozy looks at your bills, balances, and goals — then helps you decide what's worth it. No shame, no jargon. Just clear, kind answers.
Loved by people who used to dread opening their banking app.
"Finally a budgeting app I actually use."
"My partner and I stopped arguing about bills."
"Budgeting feels manageable now."
Simple, cozy pricing.
Start free. Upgrade when you're ready to share.
- Personal budgeting
- Bills & reminders
- Expense tracking
- Savings goals
- Basic insights
- Full access to every Premium feature for 30 days
- Couple mode & shared households
- Advanced AI insights from Cozy
- Premium reminders & themes
- Import Center with OCR
- Future bank syncing
- Cancel before day 30 and stay on Free — no charge
- Separate business workspace & login
- Revenue, expenses, profit & margin
- Owner investment and owner draw tracking
- Recurring vendors & business subscriptions
- Tax reserve buckets and business goals
- Receipt/statement upload with AI categorizing
- Ask AI about your business books
- One business workspace
- Revenue & expense tracking
- Profit and margin at a glance
- Owner investment & owner draw
- Basic business goals
- Manual entry — upgrade for AI & bank sync
Your peaceful financial home.
Join CozyBudget and feel the difference a calm money app can make.